Call: 01224 249977 Email: info@cammach.com

Financing Options

CAMMACH INDUSTRIES:

We can offer Lease finance options

The Benefits of Financing your Equipment:

Cammach Industries Limited have partnered with Tower Leasing to offer a range of finance options that make acquiring your equipment simple, affordable and tax efficient.

Tower Leasing Ltd has been operating in the asset finance industry since 1989. Throughout this time the organisation has built many strong relationships with equipment suppliers and businesses in need of equipment across the UK.

Tower takes care of the entire lease process to ensure suppliers and customers enjoy a simple and quick leasing experience.

Along with strong connections with 25+ financial institutions, Tower has access to its own book funds making clearing customers for finance a simple process.

Cammach will be working alongside Tower to provide our clients with an investment solution which will benefit their business greatly.

Learn more about Tower Leasing

By choosing to finance our products, you will be able to enjoy some fantastic benefits found below:

Keep cash flow within the business.
Get your equipment you want when you need it, not just when budgets allow.
Enjoy 100% tax relief on the rentals payable.
Pay monthly or quarterly payments over a chosen period rather than handing over one large lump sum.
Keep up with the latest technology by upgrading your equipment at the end of the lease period.
Structure your lease payments to suit your budgetary needs and allowances.
Protect your existing credit lines by using leasing as an alternative funding facility.

How does leasing compare to cash purchase?

Lease vs Buy Example

Assumptions

Equipment Cost: £30,000

Lease Period: 3 Years

Frequency: Monthly

Company’s Tax Rate: 19%

Cash Purchase “Company A”

Year	Capital Allowance	Tax Relief
1	18% of £30,000 = £5,400	Less 19% = £1,026
2	18% of £24,600 = £4,428	Less 19% = £841.32
3	18% of £20,172 = £3,630.96	Less 19% = £689.88
	Total Tax Relief	£2,557.20

Lease Rental “Company B”

Year	Capital Allowance	Tax Relief
1	12 rentals of £1,001.10	Less 19% = £2,282.51
2	12 rentals of £1,001.10	Less 19% = £2,282.51
3	12 rentals of £1,001.10	Less 19% = £2,282.51
	Total Tax Relief	£6.847.53

Company B has chosen to lease its equipment and has gained an EXTRA £4,290.33 in tax relief.

Lease calculator